Islamic Finance & Zakat
A connected hub for zakat, inheritance, charity, riba-free finance and wealth purification.
Educational guidance, not a fatwa. For your specific situation, consult a qualified, trustworthy scholar.
For your finances specifically, an accredited Islamic finance advisor can review your situation in detail.
Your money tools
Jump straight into a full calculator.
Zakat Calculator
Work out zakat across cash, gold, silver, business, shares, crypto and pensions — net of deductible debts.
Open →⚖️Faraid — Inheritance
Distribute an estate by the Qur’anic shares (mirath). Calculate fixed shares and residue for heirs.
Open →📜Islamic Will (Wasiyyah)
Prepare a Shariah-compliant will: bequeath up to one-third, name guardians, record debts and wishes.
Open →Quick nisab reference
Nisab is the minimum wealth at which zakat becomes due. Enter your local per-gram prices to see the threshold.
🥇 Gold · 87.48g
🥈 Silver · 612.36g
The silver nisab is lower, so using it benefits the poor by making more people liable. Need the full breakdown? Open the Zakat calculator above.
Zakat intelligence
“Take from their wealth a charity by which you purify them and cause them increase.” Zakat purifies wealth and the soul, and is the third pillar of Islam.
🏪Business Zakat
Zakat is due on trade goods (inventory bought to resell) at their current market value, plus cash and recoverable receivables. Fixed assets used to run the business — premises, machinery, tools, vehicles — are not zakatable.
Abu Dawud 1562📈Investment & Shares
Shares bought for trading are valued at full market price like cash. Shares held long-term for dividends are zakatable only on the underlying zakatable assets — commonly estimated at ~25–30% of market value. Avoid shares in clearly haram businesses.
➖Debt Adjustment
Deduct debts and bills that are due now from your zakatable assets. For long-term loans (mortgage, instalments) deduct only the portion payable in the current year — not the entire outstanding balance.
Sadaqah planner
Set a regular giving goal and track it.
This month
💚Charity never decreases wealth
The Messenger ﷺ said: “Charity does not decrease wealth, no one forgives another except that Allah increases his honour, and no one humbles himself for Allah except that Allah raises his status.”
Muslim 2588History
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Riba awareness
Riba (interest/usury) is any predetermined increase charged on a loan or unequal exchange of like-for-like commodities. It is among the gravest major sins in Islam.
📖The Qur’an on riba
“Allah has permitted trade and forbidden riba… O you who believe, fear Allah and give up what remains of riba… If you do not, then be warned of war from Allah and His Messenger.”
Qur’an 2:275–279⚠️Common situations
- •Conventional (interest-based) loans and mortgages
- •Credit-card interest and late-payment charges
- •Interest earned on conventional savings accounts
- •Payday loans and interest-bearing overdrafts
Halal alternatives
🤝Murabaha
Cost-plus sale: the bank buys the asset and resells it to you at a disclosed, fixed mark-up paid in instalments — a sale, not a loan.
🏠Ijara
Islamic leasing: the financier owns the asset and leases it to you for rent, often ending in ownership transfer.
🌿Musharaka
Partnership: parties contribute capital and share profit and loss by agreement — risk is shared, not guaranteed.
Halal income checklist
Assess whether your income and work are lawful in Islam.
Financial purification tracker
Doubtful or interest income must be given away to the poor/public benefit WITHOUT intending reward — purely to rid yourself of unlawful wealth. It is not a substitute for sadaqah and earns no reward, but cleanses your assets.
Disposal log
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