Abu Umama reported Allah's Messenger (ﷺ) as saying:O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependents; and the upper hand is better than the lower hand
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Found automatically by comparing the Arabic wording of the text (not the chain). This is not a scholarly takhrīj — check the source before citing. Grades are each source’s own.
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